The smartest company card
Today, controlling spend is more critical than ever. Smart cards empower employees while giving finance teams real-time visibility, ensuring compliant spending and receipt collection.
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Credible enough for finance.
Practical enough for the business.
That matters because the best finance process is not just controlled. It is actually used.
Spendesk vs Pliant
Key differences for UK finance teams
See how Spendesk compares to Pliant across the features that matter most.
Set custom limits based on team or title
Every team member needs access to company funds, but they also need clear rules. Spendesk lets you set limits for all employees, plus custom rules for specific cases. And if the rules don’t fit, employees can request a top-up anytime, from anywhere.
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Automate bookkeeping
Create rules and let AI suggest how to categorise your expenses, based on thousands of past transactions and patterns. Save time and close your books much faster.
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When you’re a fast-scaling company, lots of people have requests, lots of people need funds, lots of people need to expense or need to spend. Suddenly, you lose efficiency, you lose control, and you have a lack of visibility. Spendesk keeps us in control of things.
One solution for all business expenses
We've combined smart payment methods with even smarter software, to manage all expenses in one place.
Approval and policies
Team budgets
Invoice payment
Expense tracking
Virtual & physical cards
Spending reports
Pre-accounting automation
Finance teams' trusted solution.
Hands-on implementation support, dedicated customer success, and a team that helps you launch fast and scale smoothly. We've onboarded thousands of European finance teams in weeks, not months, and we know how to adapt to any kind of complexity.
4.7k
Debit cards generated in 2025
95%
Receipt collection rate (vs. industry average of 60-70%)
4.5M+
Virtual cards generated
0
Shared company cards. Every card belongs to one person.
Find the right solution
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