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Looking for an alternative to Mooncard?

It's not always easy to choose. We help you to see more clearly and to make the right choice.


The 7-in-1 difference

  • 4x Faster

    month-end close

  • 100% Visibility

    on all company spend

  • $0 Set-up Cost

    no hidden fees

  • > 95% Receipts

    captured on time

  • Unlimited Cards

    virtual and physical

Let's compare Spendesk & Mooncard

Modernize your business expense management, but also all online purchases, expense reports, and supplier invoices.

Secure online payments
Employees pay autonomously with virtual cards
Pre-approval for employee payments
Pay on the road
Smart debit cards with built-in rules
Mobile app for Android & iOS
Pay bills digitally
Preparatory accounting
Native accounting integrations

Manage all expenses centrally

Spendesk combines paperless expense management with digital invoice processing
and smart payment tools, including virtual & physical debit cards.

  • Approval and policies
  • Team budgets
  • Invoice payment
  • Expense tracking
  • Virtual & physical cards
  • Spending reports
  • Pre-accounting automation

Spendesk integrates with your ecosystem

  • Bank

  • Spendesk

  • Accounting tool

Digitise your travel expense reports

Spendesk simplifies expense management for employees & finance teams. When employees don't have their physical card with them or card payments are not accepted, they can create a digital expense claim in an instant. They simply take a photo of their receipt and submit it with one click via the Spendesk mobile app (available for iOS & Android). Using OCR technology, all important information is extracted automatically.

Physical debit cards for payments on the move

Paying in cash on business trips, advancing expenses, and submitting long expense reports are all a thing of the past. With Spendesk, every employee gets their own Mastercard debit card for payments on the road, and can pay autonomously and securely. Managers & supervisors can individually approve time slots, days of the week, and expense categories for each employee. The function to withdraw money from ATMs can be activated and deactivated with one click.

All spending in one solution

Spendesk centralises expense claim management, purchase orders, invoices, transactions, and preparatory accounting in one solution, and links employee requests to team budgets. This lets managers check whether each expense fits the budget before approval. The finance team has a real-time overview of all employee expenses and doesn't have to wait until the end of the month to see how much has been spent.

“Spendesk has made my life literally a thousand times easier”

Get the spend control and visibility finance teams need.