How much does an international wire transfer cost with Spendesk?

Use our simulator to calculate international payment fees

Our fees are 100% transparent, no hidden fees!

Spendesk uses the mid-market interbank rate without any markup. All fees are clearly displayed - no hidden fees in the exchange rate! The foreign exchange commission is billed separately and you always know exactly what you're paying. Shall we try?

The results provided by this simulator are for indicative purposes only. Final fees and the applicable exchange rate for each international wire transfer will be confirmed directly on Spendesk before confirming the transfer.

Invoice amount

Your entity is based in

Your beneficiary is located in

Your Spendesk account is in

You wish to pay in

Transfer type

Local transfer recommended — lower fees and faster processing.

Local TransferRecommended – Local currency of destination country

Local transfer via ACH, RTP or Wire. Recommended option: lower fees, faster processing, fewer intermediary banks.

SWIFT Transfer

To send EUR, GBP or USD outside their geographic zone. 1 to 5 business days

Calculation result

Invoice amount1,000.00 GBP

Foreign exchange fee (0.5%)5.00 GBP

Fixed fee4.00 GBP

Total fees9.00 GBP

Total amount paid

*excluding exchange rate impact

1,009.00 GBP

Important information

Maximum €400,000 per transfer
Exchange rate: interbank rate with no markup
Rates updated every 30 minutes
Local transfers: 65% instant, 95% same-day
SWIFT transfers: 1 to 5 business days