Smart Company Cards: Built to work as hard as you
Avec les cartes d’entreprise Spendesk, chaque achat est visible dès qu’il a lieu. Les justificatifs sont récupérés automatiquement et la clôture ne prend plus des jours, mais quelques heures.
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Creado con el conocimiento de más de 12,000 líderes financieros de la comunidad CFO Connect
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Smart Cards that work for everyone
See every purchase as it happens
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Stop sharing the company card
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Stop fraud before it starts
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Set the rules once, then step back
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Get 95% of receipts without asking
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AI that earns its place in your finance team
Employees simply upload or take a photo of their receipt and the Spendesk app reads it automatically — filling in the key details in seconds. And because it's that easy, more than 95% of receipts are submitted within two days.
AI learns from your company's past transactions and patterns. Once receipts are uploaded, the app immediately suggests the correct budget information. The more you use it, the smarter and more accurate it gets.
Duplicate or incomplete receipts are automatically detected and flagged, so there’s no more back-and-forth at month-end.
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Full visibility on all your company card spend
Card spend overview
Complete oversight of your employees’ card payments, with spend broken down by team and cost centre, and a live view of money currently loaded on cards.
Physical card tracking
View individual team member's card budget, available funds, last payment date, and average monthly spend — making it easy to spot inactive or underused cards.
Subscriptions overview
An instant, at-a-glance view of every active subscription card across the business, all in one place. No more digging through statements or chasing colleagues to find out what's being paid for.
Subscription card reporting
Avoid wasted and accidental spend by flagging unused subscription cards and duplicate subscriptions, and ranking your top 30 subscription suppliers by spend.
Card restrictions & rejected transactions
See which users have advanced card settings applied — restricted merchant categories, time/day restrictions — and any transactions declined as a result.
Suspicious activity
Flags unusual card behaviour — potentially fraudulent transactions and anomalous spending patterns — for your finance team to review and act on.
Physical cards, for everyone
Empower employees with physical VISA debit cards that work with Apple and Google Pay, while maintaining full spending control. Every card has unique details and defined controls, linking each payment to a user for complete visibility and accountability.
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Virtual cards for safer online spending
Trust your employees without compromising security. Choose single-use cards for one-off purchases, or multi-use cards with flexible expiry dates to suit any project or trip
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Dedicated virtual cards for every subscription
Control recurring payments by pausing, updating, or cancelling them anytime — giving finance teams full oversight while preventing unwanted charges.
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Automated bookkeeping
Let AI suggest how to categorise your expenses based on thousands of past transactions, or create your own rules.
Collect receipts and track spending
See every transaction the second it happens. Employees get a notification on their phone right after every purchase.
Manage cards from desktop or mobile
Team members can request top-ups from the mobile app, and managers can approve spending just as easily.
Spend reports, without the manual work
Filter by person, department, or budget category to understand exactly where your money is going before the month is over.
Set custom limits per card
Set budgets, block purchases by time, day, or merchant category, and turn ATM or contactless access on or off.
4.7k
Debit cards generated in 2025
95%
Receipt collection rate (vs. industry average of 60-70%)
4.5M+
Virtual cards generated
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Shared company cards. Every card belongs to one person.
Con la confianza de equipos financieros que avanzan rápido sin perder el control
100% de adopción en menos de 30 días
Leer el caso completo"No puedo imaginar cómo funcionaría nuestra empresa sin Spendesk. No podríamos pedir un mejor sistema de gestión de gastos."
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12x volumen de transacciones
Leer el caso completo“Spendesk nos da la agilidad que necesitamos para gestionar el gasto y la contabilidad a escala. Hoy no podría imaginarme trabajar sin él.”
Integraciones sin fricciones
Leer el caso completo“La integración sin fricciones con NetSuite fue uno de los factores decisivos para nosotros.”
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+3 días al mes recuperados
Read the full story“Cómo Evaneos gana 3 días al mes con la conciliación automatizada.”
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Lo que puedes hacer con Spendesk en 90 días
Control del gasto en tiempo real, métodos de pago seguros, automatizaciones inteligentes y mucho más: la contabilidad deja de ser un quebradero de cabeza.
Configuración inicial completada. La IA empieza a leer documentos y a construir tu historial de transacciones de forma segura. Configura presupuestos e integraciones en esta etapa.
Las sugerencias contables empiezan a aparecer a medida que el sistema gana confianza. Los flujos de aprobación ya están configurados y en marcha.
Detección de duplicados y marcado de anomalías totalmente activos. El equipo se centra en revisar, no en introducir datos.
El cierre mensual, más rápido que antes. Datos exportados, libros cerrados. Tu equipo recupera tiempo.
Lo que puedes hacer con Spendesk en 90 días
Control del gasto en tiempo real, métodos de pago seguros, automatizaciones inteligentes y mucho más: la contabilidad deja de ser un quebradero de cabeza.
Configuración inicial completada. La IA empieza a leer documentos y a construir tu historial de transacciones de forma segura. Configura presupuestos e integraciones en esta etapa.
Las sugerencias contables empiezan a aparecer a medida que el sistema gana confianza. Los flujos de aprobación ya están configurados y en marcha.
Detección de duplicados y marcado de anomalías totalmente activos. El equipo se centra en revisar, no en introducir datos.
El cierre mensual, más rápido que antes. Datos exportados, libros cerrados. Tu equipo recupera tiempo.
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