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A modern approach to company spending

Intuitive software and cards designed together for the way businesses actually work.

Book a demo Explore our features

How it works


Setup is easy. Simply create an account 
& add funds.


Customise control. The finance team sets approval workflows & spending policies.


Invite your teams. Managers control the budget and approve their team's expenses.


Start spending. Flexible payment methods make it easy to pay online & 
on the go.


Admin is on autopilot. Notifications, receipt reminders & payment categorisation 
are handled automatically.


Grab a coffee & breathe easy. You 
can see where all the money goes in real time.

The smart way to pay at work

Virtual cards keep you in control

Virtual cards keep you in control

Single-use virtual cards are safer for online purchases with a unique card number for each payment. Any Spendesk user can request a virtual card in just a few clicks.

Effortless subscription management

Effortless subscription management

Save time and money by managing all your subscriptions in one place. Pause or delete a card at any time, and stop paying for your past employees’ subscriptions!

Expense reports on autopilot

Expense reports on autopilot

We’d like to completely remove expense reports altogether, but instead, we’re making them as easy as possible. Simply upload a picture of your receipt and we’ll auto-match the category and budget.

Approval workflow to simply pay for invoices

Invoices simply paid

Track and pay accounts payable with Spendesk. Save hours on admin with integrated reporting features plus one-click XML export to your bank for batch payments.

Smart Visa cards for travel

Smart cards for travel

We provide Mastercards for employees to pay for their offline expenses. Simply set individual budgets, and we’ll chase after the receipts for you.

Works for the whole company

border Finance
Spendesk allows us to scale with full visibility and control.

⏤ Tom @Silverfin

border Management
It's easier to approve and see what's being spent.

⏤ Lola @Silverfin

border Employees
I just pay for what I need with no fuss.

⏤ Borja @Silverfin

Comprehensive features to scale with your needs

Secure payments

Clever company cards, expenses and invoice management.

Mobile app

Conveniently upload receipts and track payments on the go

Custom spending policies

Define custom rights and limits for each employee

Awesome automation

98% receipt collection, automated accounting and expense reports.

Approval workflows

Authorise team leads and managers to 
approve or deny requests

Accounting integrations

Avoid repetitive data entry with a one-click custom export

Certified eReceipts

Go fully paperless with dematerialised receipts

Accounts payable

Track all your invoices in one place

Powerful software

Track payments, manage approvals and control employee spending.


Automatically follow up with employees via email, Slack and mobile


Manage multiple currencies and subsidiaries with Spendesk

Receipt matching

Leverage OCR magic to save time on data entry

Automated VAT

We autofill the VAT rate to save you time


Save time on payment categorisation, 
we do it for you!


Map budgets and funds by organisation

Say goodbye for good to...

goodbye-bg-left goodbye-bg-right
  • • Credit card sharing
  • • Manual expense reports
  • • Chasing receipts
  • • Tedious paperwork
Book a demo Explore our features

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