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Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Spendesk prepaid and debit cards are issued by Transact Payments Limited and Transact Payment Malta Limited pursuant to license by Mastercard International Incorporated. Spendesk payment accounts are opened by Transact Payments Limited, Transact Payments Malta Limited and Okali. Transact Payments Limited and Transact Payment Malta Limited are licensed by the GFSC and the MFSA respectively as Electronic Money Institutions. Okali is a French Electronic Money Institution licensed by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) (17448).