Regate
Looking for a Regate alternative?
Stop managing your spend with a bookkeeping tool. Spendesk delivers complete spend management with unlimited users, unlimited transactions, and no banking lock-in. Get virtual cards, physical cards, invoice automation, and expense management in one platform designed for growing businesses, without switching your bank.
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Over 5,000 finance teams choose Spendesk
Spendesk
Core spend management
Spend management solution: Invoices, Cards, Expenses & Budgets
100%
50%
Corporate cards (physical & virtual)
100%
0%
Employee expense reimbursements
100%
0%
Mileage & per diem claims
100%
0%
Travel spend management
100%
0%
Spend controls: card limits, custom spend controls, merchant restrictions, policy enforcement, real-time policy alerts
100%
0%
Procurement and AP
Procurement: vendor & contract management
100%
100%
Accounts Payable: POs, delivery notes, invoices & credit notes
100%
100%
Automations and AI
Advanced document reading (Gen AI OCR)
100%
50%
Advanced bookkeeping automation: AI-led & custom-built rules
100%
75%
Multi-condition approval workflows
100%
50%
Platform and access
Unlimited access - users & transactions
100%
100%
Dedicated multi-entity dashboard
100%
50%
E-invoicing certified (PDP — France)
100%
Via Qonto
Bank-agnostic — no banking lock-in
100%
0%
Public API
100%
100%
Integrations and global capabilities
Integrations: Accounting, HR & Business communication
100%
50%
Global reach: International expense management & supplier payments
100%
0%
Information on this table is based on publicly available Spendesk and Regate product features as of July 2026.
WHAT OUR USERS SAY
I can't imagine functioning as a company without Spendesk. We couldn't ask for a better expense management system. We are benefiting from seamless expense reimbursement, purchases and purchase orders, budget tracking and the ability to pay in multiple currencies.
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Julie Rodrigues, Financial Director, Hallam
Control spend before it happens
100%
Of your company spend visible in one platform — cards, invoices and expenses
80%
Less manual bookkeeping with automated accounting rules
50%
Faster procurement cycles from vendor onboarding to payment
Make a seamless transition
Switching from Regate shouldn't mean starting from scratch. We migrate your supplier database, ERP configuration and approval workflows — so your team is up and running in days, not months. And you keep your existing bank.
Dedicated onboarding and implementation support
Your dedicated Onboarding Manager works with you to define your timeline and guides you through every step, from initial setup to go-live. Typical onboarding takes 1 to 3 weeks, depending on your requirements.
Multilingual, in-house support team
Get help from our multilingual, in-house experts via live chat and email. With a median response time of 5 minutes, instant support is always just a message away.
No banking migration required
Spendesk works alongside your existing bank. No new account, no IBAN changes, no disruption to your payment flows.
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Even more reasons you’ll love Spendesk
Don't just manage spend. Control it completely, with a platform that scales with you, not your costs.
Complete spend visibility
See all current and upcoming spend across every entity and department as it happens.
Manage subscriptions
Pay securely with virtual cards and track all subscriptions in one dedicated hub, preventing wasteful spend.
Budget ownership
Budgets that teams can own and finance can oversee, with automatic tracking and guardrails.
Drive efficiency
Let Gen AI and advanced automation streamline operations at every step, from approval to reconciliation.
Office management
Capture regular and one-off purchases with smart controls that keep office spend within budget.
Reimburse travel
Reimburse employees directly through Spendesk, with full visibility and compliance built in.
Get the best for your business
Make the switch to smarter spending with Spendesk.
Want to know more?
Connect with a spending expert.
