This website requires JavaScript.

Supercharge your business banking

Spendesk helps your company spend smarter with expense management, virtual cards, spend approvals, invoice management and bookkeeping in one refreshingly simple solution.


Spendesk is the complete company spending solution for growing businesses

Get full control and visibility over company spending with smart payments and even smarter software. Grow your business instead of your back office with a scalable solution.

Traditional Business Bank Accounts
Track all employee spending
Link every transaction to an employee
Secure online spending
Pre-payment approval workflows
Unlimited single-use virtual cards
Recurring virtual cards for subscriptions
Smart company cards
Trackable employee debit cards
Built in spending rules for cards
Mobile app to manage cards
Expense management
Digital receipt capture
Automated employee expense reports
Invoice management

Our customers get results

  • 95%

    of customers say Spendesk makes them more efficient and collaborative.

  • 4 days

    saved by finance teams on average each and every month with Spendesk.

  • 84%

    of customers feel more confident about where money is being spent.

*Based on a 2020 survey of Spendesk customers.

One tool to manage all business spending

From approvals to accounting, Spendesk has you covered.

  • Control
  • Virtual cards
  • Physical cards
  • Invoices
  • Reports
  • Exports

Create unlimited virtual cards for secure online spending

Easily manage all online payments and subscriptions with pre-approved secure virtual debit cards.

Issue smart employee debit cards with built in limits and control

Equip your teams with smart and secure debit cards with built in budgets and controls. Save everyone time with automated expense reports.

Consolidate and track all employee payments

Employee expense reimbursements are consolidated with other transactions for better cost center tracking and budget follow-up. Receipts are safely digitized and stored.

Export Spendesk data to your accounting automation software

Use our native integrations and our custom exports to effortlessly integrate Spendesk transactions and receipts into your existing system.

I can manage everything via Spendesk and that's what makes the software take another dimension. Today, everything that comes out of my bank has to go through Spendesk and my cost accounting is already done!

Mandana Riche CFO,

Switch to smart, 
trackable spending