Choose the plan that's right for your team
Get control and visibility over company spending.
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Up to 7 users including 1 approver
Starter
A simple solution for entrepreneurs & SMBs looking to manage all their day-to-day expenses
Book a demo- Unlimited virtual and physical cards
- Supplier invoice tracking
- Expense tracking & reimbursement
- One automated receipt collection rule
- Custom accounting exports
- Xero integration
- Slack integration
- Most popular
Unlimited users & approvers
Essentials
For SMBs looking to streamline their spend management process, all in one place
Book a demoEverything in "Starter", plus:
- Multi-steps approval flows
- Cost center and expenses categories tracking
- Unlimited automated receipt collection rules
- Advanced control rules for physical cards
- Control dashboard reporting
- Support via live-chat, email & onboarding webinars
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Unlimited users & approvers
Scale
For established and growing businesses needing more flexibility, automation & control
Contact salesEverything in "Essentials", plus:
- Budgets
- Purchase orders tracking
- Spend trends dashboard reporting
- Automatic matching of payment categories & expense accounts
- Assisted set-up with onboarding manager
- Dedicated Account Manager
Features & services
Included in all plans
- Global real-time support via live chat and email
- Full visibility over all spend via expenses, cards and invoices
- Certified receipts
- Approvals & individual spending limits
- Mobile app for easy approval & receipt submission
- Platform available in English, French and German
Recommended add-ons
Talk to our friendly team to find the right options for you.

International subsidiaries
Have several legal entities? Not a problem! Enjoy a centralized spend platform that will save the whole company time.
Multiple locations (chains, restaurants...)
Spendesk’s tools help finance teams scale up with minimal effort, you can easily add new locations to your Spendesk account.
SAML-SSO
Control and enable Spendesk access for employees. Spendesk is compatible with multiple identity providers such as Okta, Onelogin & Microsoft Azure.
Pricing FAQs
It's always hard to choose new company tools. We're here to help you make the right decision.
Who can open a Spendesk account?
Spendesk is available for companies located in the European Economic Area (France, Germany, Spain, Norway, Sweden, Denmark...), the United Kingdom, and the United States.
Users can create wallets with currencies in Euro (€), U.S. Dollar ($), Pound (£), Danish krone (kr; DKK), Norwegian krone (kr; NOK), Swedish krona (kr; SEK).
Is there any long-term commitment?
All Spendesk plans have a monthly commitment. You can close your account at any time. If you prefer, we do offer premium plans on an annual basis.
How much does a physical card cost?
Card orders are free of charge and there are no monthly card fees. You can order as many cards as you need for your employees.
What's the price of an active user?
We do not charge active user fees, because they encourage companies to share logins and cards. With Essentials & Scale, add as many spenders as you want for ongoing or even just one-off spending. With Starter, 7 seats are included.
" The customer support level is the best I've ever seen, and they're constantly adding new features and improving the existing ones. "
" Our share of missing invoices went down from 50% to 5% without having to run after my colleagues. Spendesk saves me so much time, I can finally focus on high value tasks. "
" I know in real time where the money is spent, and I don’t have to lend out the company’s credit card anymore. What a relief! "
" Spendesk is an ingenious way to manage travel costs and keep track of all my expenses. It really makes my life much easier. "
" At Wipple we love Spendesk. It is a really handy and very complete tool that we use on a daily basis. What I love, too, is it's really fun and reactive team! "
" Spendesk makes it easy for me to stay on top of my team budget. I can quickly see what is being spent and am automatically reminded when I need to approve something. "
Eager to transform your business spending?
The full feature list
Choose the plan that's right for how your business spends
Features | Starter | Essentials | Scale |
---|---|---|---|
Unlimited virtual and physical cards | |||
Recurring virtual cards | |||
Supplier invoice tracking | |||
Expense tracking & reimbursement | |||
One automated receipt collection rule | |||
Multi-steps approval flows | |||
Cost center and expenses categories tracking | |||
Unlimited automated receipt collection rules | |||
Advanced control rules for physical cards | |||
Control dashboard reporting | |||
Expense cards | |||
Individual spending policies | |||
Card top-up and receipt capture via mobile app | |||
XML Sepa & CSV export for expense reimbursements | |||
Mileage allowances (Germany & France) | |||
Per diems (Germany) | |||
Unlimited approvers | |||
One approver | |||
Custom accounting exports | |||
Xero integration | |||
Slack integration | |||
Budgets | |||
Purchase orders tracking | |||
Spend trends dashboard reporting | |||
Automatic matching of payment categories & expense accounts | |||
Assisted set-up with onboarding manager | |||
Dedicated Account Manager | |||
3-D Secure | |||
Chrome extension for one-click purchase | |||
Cash withdrawal | |||
Real-time payment overview | |||
Automatic VAT calculation | |||
Account balance alerts | |||
Receipt forward with OCR capture | |||
Mobile app | |||
Automatic receipt reminders | |||
Prepare and review expenses tab | |||
Customisable bookkeeping settings | |||
Support via live-chat, email & onboarding webinars | |||
SSO (Google) | |||
SSO (Microsoft) |