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The terms below govern the services provided by Spendesk to its customers. Please select the version applicable to your company.

Customers located in the EEA 🇪🇺 or the United Kingdom 🇬🇧

Terms and conditions of Spendesk SAS:

1. Customers part of the SFS Program (EEA customers only - EUR only - Visa cards)

2. Other customers (Mastercard cards)

Customers located in the US 🇺🇸

Terms and conditions of Spendesk, Inc.

How do I know if I’m in the SFS program?

There are different ways you can identify if you're in the SFS Program:

1. Sign-up form - SFS callout

Within the Sign-up page you will find the note - "Welcome to our SFS program! Please select “SFS” on our T&C page to view the Terms & Conditions."SFS T&C note on Sign-up form

2. Financial quote

If you're part of the SFS program, you'll be informed through a financial quote provided by the account executive assigned to you.

3. Card Scheme (Visa)

Your company is located in the European Economic Area (EEA) and has been given access to Visa debit cards.