Setup is easy. Simply create an account & add funds.
A modern approach to company spending
Intuitive software and cards designed together for the way businesses actually work.
Book a demo Explore our featuresHow it works


Customise control. The finance team sets approval workflows & spending policies.

Invite your teams. Managers control the budget and approve their team's expenses.

Start spending. Flexible payment methods make it easy to pay online & on the go.

Admin is on autopilot. Notifications, receipt reminders & payment categorisation are handled automatically.

Grab a coffee & breathe easy. You can see where all the money goes in real time.
The smart way to pay at work

Virtual cards keep you in control
Single-use virtual cards are safer for online purchases with a unique card number for each payment. Any Spendesk user can request a virtual card in just a few clicks.

Effortless subscription management
Save time and money by managing all your subscriptions in one place. Pause or delete a card at any time, and stop paying for your past employees’ subscriptions!

Expense reports on autopilot
We’d like to completely remove expense reports altogether, but instead, we’re making them as easy as possible. Simply upload a picture of your receipt and we’ll auto-match the category and budget.

Invoices simply paid
Track and pay accounts payable with Spendesk. Save hours on admin with integrated reporting features plus one-click XML export to your bank for batch payments.

Smart cards for travel
We provide Mastercards for employees to pay for their offline expenses. Simply set individual budgets, and we’ll chase after the receipts for you.
Works for the whole company


Spendesk allows us to scale with full visibility and control.
⏤ Tom @Silverfin


It's easier to approve and see what's being spent.
⏤ Lola @Silverfin


I just pay for what I need with no fuss.
⏤ Borja @Silverfin
Comprehensive features to scale with your needs
Secure payments
Clever company cards, expenses and invoice management.
Mobile app
Conveniently upload receipts and track payments on the go
Custom spending policies
Define custom rights and limits for each employee
Awesome automation
98% receipt collection, automated accounting and expense reports.
Approval workflows
Authorise team leads and managers to approve or deny requests

Accounting integrations
Avoid repetitive data entry with a one-click custom export
Certified eReceipts
Go fully paperless with dematerialised receipts
Accounts payable
Track all your invoices in one place
Powerful software
Track payments, manage approvals and control employee spending.
Reminders
Automatically follow up with employees via email, Slack and mobile

Wallets
Manage multiple currencies and subsidiaries with Spendesk

Receipt matching
Leverage OCR magic to save time on data entry
Automated VAT
We autofill the VAT rate to save you time
Auto-categorisation
Save time on payment categorisation, we do it for you!
Teams
Map budgets and funds by organisation

Say goodbye for good to...


- • Credit card sharing
- • Manual expense reports
- • Chasing receipts
- • Tedious paperwork