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Safe and trackable SMB company spending

Smart payments with virtual debit cards and digitalized receipt collection. Great 7-in-1 solution 100% tailored for SMB needs.

TRUSTED BY FINANCE. LOVED BY ALL.

OUR 7-IN-1 PLATFORM

Seven key challenges.
One solution.

The 7-in-1 difference

  • 4x Faster

    month-end close

  • 100% visibility

    on all operational spend

  • $0 Set-up Cost

    no hidden fees

  • > 95% Receipts

    captured on time

  • Unlimited Cards

    virtual and physical

Discover Spendesk, the only spend management tool for SMBs

Spend control

Manage and control all company spending in one place. Track every pound, euro and dollar your company spends from purchase to ledger.

Employee debit cards

Equip your teams with secured and customizable debit cards. Re-imagine the on-the-go spending experience with smart debit cards.

Invoice management

Collect, track, and pay all supplier invoices. Approve invoices, allocate cost centers and due dates, and manage payments in a single place.

Integrate Spendesk with accounting tools

Send spend data quickly from Spendesk to any accounting tool or ERP you prefer. Use native integrations for Xero and DATEV, or export formatted data to Netsuite, QuickBooks, Sage, Microsoft Dynamics, and any other trusted bookkeeping tools.

Expense reimbursements

Reimburse employee expenses seamlessly, without paperwork. Consolidate expense reimbursements alongside all other company spending.

Virtual cards

Generate virtual cards for secure online spending. Trust your employees to pay online without compromising control.

Find the plan that suits your business

Get control and visibility over spending, with the specific tools you need for your company.

  • UP TO 7 USERS INCLUDING 1 APPROVER

    Starter

    A simple solution for entrepreneurs & SMBs looking to manage all their day-to-day expenses

    Book a demo
    • Unlimited virtual and physical cards
    • Supplier invoice tracking
    • Expense tracking & reimbursement
    • One automated receipt collection rule
    • Custom accounting exports
    • Xero integration
    • Slack integration
  • Most Popular

    UNLIMITED USERS & APPROVERS

    Essentials

    For SMBs looking to streamline their spend management process, all in one place

    Book a demo

    Everything in "Starter", plus:

    • Multi-steps approval flows
    • Cost center and expenses categories tracking
    • Unlimited automated receipt collection rules
    • NEW! Pay invoices from Spendesk
    • Advanced control rules for physical cards
    • Control dashboard reporting
    • Support via live-chat, email & onboarding webinars
  • UNLIMITED USERS & APPROVERS

    Scale

    For established and growing businesses needing more flexibility, automation & control

    Contact Sales

    Everything in "Essentials", plus:

    • Budgets
    • Purchase orders tracking
    • Spend trends dashboard reporting
    • Automatic data entry of expense & VAT accounts (ML based)
    • Assisted set-up with onboarding manager
    • Dedicated Account Manager

Features & services

Included in all plans

  • Global real-time support via live chat and email
  • Full visibility over all spend via expenses, cards and invoices
  • Certified receipts
  • Approvals & individual spending limits
  • Mobile app for easy approval, receipt & invoice submission
  • Platform available in English, French and German

The full feature list

Choose the plan that's right for how your business spends

Features Starter Essentials Scale
Unlimited virtual and physical cards
Recurring virtual cards
Supplier invoice tracking
Expense tracking & reimbursement
One automated receipt collection rule
Multi-steps approval flows
Cost center and expenses categories tracking
Unlimited automated receipt collection rules
NEW! Pay invoices from Spendesk
Advanced control rules for physical cards
Control dashboard reporting
Expense cards
Individual spending policies
Card top-up and receipt capture via mobile app
XML Sepa & CSV export for expense reimbursements
Mileage allowances (Germany & France)
Per diems (Germany)
Unlimited approvers
One approver
Custom accounting exports
Xero integration
Slack integration
Budgets
Purchase orders tracking
Spend trends dashboard reporting
Automatic data entry of expense & VAT accounts (ML based)
Assisted set-up with onboarding manager
Dedicated Account Manager
3-D Secure
Chrome extension for one-click purchase
Cash withdrawal
Real-time payment overview
Automatic VAT calculation
Account balance alerts
Receipt forward with OCR capture
Mobile app
Automatic receipt reminders
Prepare and review expenses tab
Customisable bookkeeping settings
Support via live-chat, email & onboarding webinars
SSO (Google)
SSO (Microsoft)
Forward invoices per email
Record credit notes Coming soon Coming soon Coming soon

More secure company payments

Spendesk alerts you to fraud or suspicious transactions made online or in-store by company card. Every payment is tracked to the payer, effectively eliminating company credit card fraud.

Spendesk Mastercards® use chip and pin, and online payments require two-factor authentication to complete a purchase.

Spendesk spots duplicate transactions and reduces errors, saving you from headaches at the end of the month.

98% of customers say
switching to Spendesk is easy.

See why over 3,500 CFOs, controllers, accountants and finance admins rely on Spendesk.

4.7/5
4.8/5

The easiest expense software I have ever used!

Travis W. Lopes

Account Executive, 360Learning

Best customer support <3 Very smooth and user-friendly design. Spendesk was the perfect tool to make my team move faster.

Pauline Tordeur

CEO, Hivy

A great tool to monitor credit card expenses, collect receipts, and facilitate accounting!!

Anne-Caroline Coquidé

Head of Finance, Sezane

The customer support level is the best I've ever seen, and they're constantly adding new features and improving the existing ones.

Mark Lodge

Director of Business Planning, NextBigThing

I know in real-time where the money is spent, and I don’t have to lend out the company’s credit card anymore. What a relief!

Xavier Haffreingue

COO, Tinyclues

Spendesk is an ingenious way to manage travel costs and keep track of all my expenses. It really makes my life much easier.

Joseph Cochrane

Account Manager, AB Tasty

Spendesk is one of the tools that will allow us to scale. We can add people, new expenses, and expense volume, without adding anything to the back-office because it’s that far automated. And it still keeps us in control

Tom Libbrecht

VP Finance @Silverfin

Spendesk gave us a traceable workflow and validation system. I can find details about any specific purchase any time I need them, which is so important. I simply didn’t have this ability before.

Géraldine E Adjadj

Accounting Manager, Botify

Get started with Spendesk today