Choose the plan that's right for your team
Get control and visibility over company spending.
A simple solution for entrepreneurs & SMBs looking to manage all their day-to-day expensesChoose this plan
- Unlimited single-use virtual cards
- Recurring virtual cards for subscription payments
- Approvals & spending policies
- Certified receipts
- Post-payment rules to block unjustified spending
- Most popular
For SMBs looking to streamline their spend management process, all in one placeChoose this plan
- Expense cards
- Individual spend settings for physical cards
- Card top-up and receipt capture via mobile app
- Expense reimbursements via Spendesk transfer
- Mileage allowances (Germany & France)
- Per diems (Germany)
For established and growing businesses needing more flexibility, automation & controlGet a quote
Everything in Essentials plus:
- Invoice tracking and payments
- Purchase orders & 3-way matching (beta)
- Team budgets
Features & services
Included in all plans
- Approvals & individuals spending limits
- Customer support for the whole company
- Full visibility over all spend via expenses, cards and invoices
- Mobile app for easy approval & receipt submission
- Certified receipts
- Platform available in English, French and German
Talk to our friendly team to find the right options for you.
Have several entities or office locations? Not a problem! We’ll centralise all your business spending while decentralising the approval process.
Easily add wallets to your Spendesk account loaded with different currencies to pay internationally.
Control and enable Spendesk access for employees. Spendesk is compatible with multiple identity providers such as Okta, Onelogin & Microsoft Azure.
It's always hard to choose new company tools. We're here to help you make the right decision.
Who can open a Spendesk account?
Spendesk is available for companies located in the European Economic Area (France, Germany, Spain, Norway, Sweden, Denmark...), the United Kingdom, and the United States.
Users can create wallets with currencies in Euro (€), U.S. Dollar ($), Pound (£), Danish krone (kr; DKK), Norwegian krone (kr; NOK), Swedish krona (kr; SEK).
Is there any long-term commitment?
All Spendesk plans have a monthly commitment. You can close your account at any time. If you prefer, we do offer premium plans on an annual basis.
How much does a physical card cost?
Card orders are free of charge and there are no monthly card fees. You can order as many cards as you need for your employees, and you won’t be billed until they are an active user during the month.
What's the price of an active user?
We do not charge active user fees, because they encourage companies to share logins and cards. With Essentials & Scale, add as many spenders as you want for ongoing or even just one-off spending. With Starter, 5 seats are included.
" The customer support level is the best I've ever seen, and they're constantly adding new features and improving the existing ones. "
" Our share of missing invoices went down from 50% to 5% without having to run after my colleagues. Spendesk saves me so much time, I can finally focus on high value tasks. "
" I know in real time where the money is spent, and I don’t have to lend out the company’s credit card anymore. What a relief! "
" Spendesk is an ingenious way to manage travel costs and keep track of all my expenses. It really makes my life much easier. "
" At Wipple we love Spendesk. It is a really handy and very complete tool that we use on a daily basis. What I love, too, is it's really fun and reactive team! "
" Spendesk makes it easy for me to stay on top of my team budget. I can quickly see what is being spent and am automatically reminded when I need to approve something. "
Eager to transform your business spending?
The full feature list
Choose the plan that's right for how your business spends
|Single-use virtual cards|
|Unlimited recurring virtual cards|
|Approvals & spending policies|
|Automated receipt collection rules|
|Individual spend settings for physical cards (time, type, etc)|
|Card top-up and receipt capture via mobile app|
|Expense reimbursements via Spendesk transfer|
|Chrome extension for one-click purchase|
|Mileage allowances (Germany & France)|
|Per diems (Germany)|
|Invoice tracking and payments|
|XML Sepa & CSV export for expense reimbursements|
|Individual spending policies|
|Real-time payment overview|
|Controller dashboard with spend trends|
|Purchase orders & 3-way matching (beta)|
|Automatic VAT calculation|
|Account balance alerts|
|Receipt forward with OCR capture|
|Automatic receipt reminders|
|Prepare and review expenses tab|
|Customisable bookkeeping settings|
|Custom accounting exports|
|Email & chat support|
|Teams & approvers|
|Automatic matching of payment categories and expense accounts|
|Assisted onboarding & team training|
|Dedicated support and account management|