This website requires JavaScript.
Skip to content

Choose the plan that's right for your team

Get control and visibility over company spending.

  • Starter

    A simple solution for entrepreneurs & SMBs looking to manage all their day-to-day expenses

    Choose this plan
    • Unlimited single-use virtual cards
    • Recurring virtual cards for subscription payments
    • Approvals & spending policies
    • Certified receipts
    • Post-payment rules to block unjustified spending
  • Most popular


    For SMBs looking to streamline their spend management process, all in one place

    Choose this plan
    • Expense cards
    • Individual spend settings for physical cards
    • Card top-up and receipt capture via mobile app
    • Expense reimbursements via Spendesk transfer
    • Mileage allowances (Germany & France)
    • Per diems (Germany)
  • Scale

    For established and growing businesses needing more flexibility, automation & control

    Get a quote

    Everything in Essentials plus:

    • Invoice tracking and payments
    • Purchase orders & 3-way matching (beta)
    • Team budgets

Features & services

Included in all plans

  • Approvals & individuals spending limits
  • Customer support for the whole company
  • Full visibility over all spend via expenses, cards and invoices
  • Mobile app for easy approval & receipt submission
  • Certified receipts
  • Platform available in English, French and German

Recommended add-ons

Talk to our friendly team to find the right options for you.

Multiple locations

Have several entities or office locations? Not a problem! We’ll centralise all your business spending while decentralising the approval process.

Multiple currencies

Easily add wallets to your Spendesk account loaded with different currencies to pay internationally.


Control and enable Spendesk access for employees. Spendesk is compatible with multiple identity providers such as Okta, Onelogin & Microsoft Azure.

Pricing FAQs

It's always hard to choose new company tools. We're here to help you make the right decision.

Who can open a Spendesk account?

Spendesk is available for companies located in the European Economic Area (France, Germany, Spain, Norway, Sweden, Denmark...), the United Kingdom, and the United States.

Users can create wallets with currencies in Euro (€), U.S. Dollar ($), Pound (£), Danish krone (kr; DKK), Norwegian krone (kr; NOK), Swedish krona (kr; SEK).

Is there any long-term commitment?

All Spendesk plans have a monthly commitment. You can close your account at any time. If you prefer, we do offer premium plans on an annual basis.

How much does a physical card cost?

Card orders are free of charge and there are no monthly card fees. You can order as many cards as you need for your employees, and you won’t be billed until they are an active user during the month.

What's the price of an active user?

We do not charge active user fees, because they encourage companies to share logins and cards. With Essentials & Scale, add as many spenders as you want for ongoing or even just one-off spending. With Starter, 5 seats are included.

Trusted by 3000+ companies and counting

Hear from our customers

4.6/5 on G2 Crowd
4.8/5 on Capterra
  • " The customer support level is the best I've ever seen, and they're constantly adding new features and improving the existing ones. "

  • " Our share of missing invoices went down from 50% to 5% without having to run after my colleagues. Spendesk saves me so much time, I can finally focus on high value tasks. "

  • " I know in real time where the money is spent, and I don’t have to lend out the company’s credit card anymore. What a relief! "

  • " Spendesk is an ingenious way to manage travel costs and keep track of all my expenses. It really makes my life much easier. "

  • " At Wipple we love Spendesk. It is a really handy and very complete tool that we use on a daily basis. What I love, too, is it's really fun and reactive team! "

  • " Spendesk makes it easy for me to stay on top of my team budget. I can quickly see what is being spent and am automatically reminded when I need to approve something. "

Eager to transform your business spending?

The full feature list

Choose the plan that's right for how your business spends

Features Starter Essentials Scale
Single-use virtual cards
Unlimited recurring virtual cards
Approvals & spending policies
Certified receipts
Automated receipt collection rules
Expense cards
Individual spend settings for physical cards (time, type, etc)
Card top-up and receipt capture via mobile app
Expense reimbursements via Spendesk transfer
3-D Secure
Chrome extension for one-click purchase
Mileage allowances (Germany & France)
Per diems (Germany)
Invoice tracking and payments
Cash withdrawal
XML Sepa & CSV export for expense reimbursements
Individual spending policies
Real-time payment overview
Controller dashboard with spend trends
Purchase orders & 3-way matching (beta)
Team budgets
Automatic VAT calculation
Account balance alerts
Receipt forward with OCR capture
Mobile app
Automatic receipt reminders
Prepare and review expenses tab
Customisable bookkeeping settings
Custom accounting exports
Xero integration
Slack integration
Email & chat support
SSO (Google)
SSO (Microsoft)
Teams & approvers
Automatic matching of payment categories and expense accounts
Assisted onboarding & team training
Dedicated support and account management