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Flexible spend management for faster, smarter spending decisions

Choose the options and service level that fit your finance team.


Unlimited users & approvers

For SMBs looking to streamline their spend management process, all in one place.

Book a demo

Essentials includes:

  • Unlimited virtual and physical cards
  • Automated & customizable bookkeeping
  • End to end invoice management
  • Expense tracking & reimbursement
  • Basic accounting integrations
  • Transactions: 100/month
  • Multi entity management: 3 (for a fee)


Unlimited users & approvers

For established and growing businesses needing more flexibility, automation & control.

Book a demo

Everything in "Essentials", plus:

  • Spend dashboards
  • Purchase order tracking
  • HR and travel integrations
  • Budgets and sub-budgets
  • Dedicated account manager
  • Assisted set-up with onboarding manager
  • Transactions: 100/month
  • Multi entity management: 5 (for a fee)


Unlimited users & approvers

For large companies with complex needs requiring all of Spendesk's capabilities and a customised service.

Contact Sales

Everything in "Scale", plus:

  • Enterprise accounting integrations
  • Machine learning automation
  • Transactions: 500/month
  • Unlimited entity management


The full feature list




Smart & secure cards

Physical cards
Single use virtual cards
Recurring virtual cards
Centralized subscription management
Receipt email forward with OCR capture
Cash withdrawal

Customizable spend control

Play by the rules - define your own rules to ensure receipt collection
Automatic receipt reminders
Spending policies & approval workflows
Multi entity management
3 entities (for a fee)5 entities (for a fee)Unlimited
Foreign currency wallet

End-to-end account payable process

Invoice management & payment
Supplier management
Credit notes management
Invoice email forward
Extract information from receipts with optical recognition (OCR)
Purchase orders

Straightforward expense claim management

Digital receipt capture
Expense tracking & reimbursement
Per diem (Germany)
Mileage (incl. electric car)
XML Sepa & CSV export for expense reimbursement

Budget tracking and real time insights

Expense categories
Cost centers
Account balance alerts
Real time payment overview
Budget and sub-budget
Spend trends dashboard reporting

Bookkeeping copilot & accounting integration

Customisable bookkeeping settings
Custom accounting export
Accounting integrations (Xero, Datev, quickbooks)
VAT & expense account categorization
Rule-basedRule-based / AI-based
Netsuite integration

Scalability & inter-operability

Feature-rich mobile app
Slack integration
SSO Google / Microsoft
Native travel Integration (Travelperk)

Customer service

Live-chat, email & help center
Onboarding webinar
Assisted set-up with onboarding manager
Dedicated Account Manager

Want to know more?

It can be hard to choose new tools for your business. We’re here to help you make the right decision.

Get more answers

Our packages are made up of two components:

1. Fixed fee for platform access

To simplify and streamline recurring costs, we have a fixed monthly subscription fee to get access to all payment methods and the platform plan of your choice.

2. Variable fees for transaction usage

To ensure you only pay for what you use, we have variable pricing based on the number of transactions your team makes on Spendesk. Transactions include card purchases, invoice payments and expense claims.

Want to know more about pricing? Contact our sales.

Spendesk is available for companies located in the European Economic Area (including France, Germany, Spain, Italy, Norway, Sweden, Denmark, & others), the United Kingdom, and the United States.

Users can create wallets with currencies in Euro (€), U.S. Dollar ($), Pound, (£), Danish krone (kr; DKK), Norwegian krone (kr; NOK), Swedish krona (kr; SEK).

Most Spendesk paid plans have an indefinite term. Unless you subscribe an annual contrat with us, you can close your account at any time (with 2 months prior notice). If you prefer, we do offer premium plans on an annual basis.

Card orders are free of charge and there are no monthly card fees. You can order as many cards as you need for your employees.

We do not charge active user fees. With our paid plans, add as many spenders as you want for ongoing or even just one-off spending.

Hear from our customers

See why over 4,000 CFOs, controllers, accountants and finance admins rely on Spendesk.

  • " The customer support level is the best I've ever seen, and they're constantly adding new features and improving the existing ones. "

  • " Our share of missing invoices went down from 50% to 5% without having to run after my colleagues. Spendesk saves me so much time, I can finally focus on high value tasks. "

  • " I know in real time where the money is spent, and I don’t have to lend out the company’s credit card anymore. What a relief ! "

  • " Spendesk is an ingenious way to manage travel costs and keep track of all my expenses. It really makes my life much easier. "

  • " Spendesk is one of the tools that will allow us to scale. We can add people, new expenses, and expense volume, without adding anything to the back-office because it’s that far automated. And it still keeps us in control "

  • " Spendesk gave us a traceable workflow and validation system. I can find details about any specific purchase any time I need them, which is so important. I simply didn’t have this ability before. "

Eager to transform your business spending?