Safe and trackable SMB company spending
Smart payments with virtual debit cards and digitalized receipt collection. Great 7-in-1 solution 100% tailored for SMB needs.
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TRUSTED BY FINANCE. LOVED BY ALL.
One place for all company spending
From approvals to accounting, Spendesk has you covered.
Approval and policies
Team budgets
Invoice payment
Expense tracking
Virtual & physical cards
Spending reports
Pre-accounting automation
The 7-in-1 difference
4x Faster
month-end close
100% Visibility
on all operational spend
$0 Set-up Cost
no hidden fees
> 95% Receipts
captured on time
Unlimited Cards
virtual and physical
Discover more of Spendesk
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Spend control
Manage and control all company spending in one place. Track every pound, euro and dollar your company spends from purchase to ledger.
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Employee debit cards
Equip your teams with secured and customizable debit cards. Re-imagine the on-the-go spending experience with smart debit cards.
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Invoice management
Collect, track, and pay all supplier invoices. Approve invoices, allocate cost centers and due dates, and manage payments in a single place.
Integrate Spendesk with accounting tools
Send spend data quickly from Spendesk to any accounting tool or ERP you prefer. Use native integrations for Xero and DATEV, or export formatted data to Netsuite, QuickBooks, Sage, Microsoft Dynamics, and any other trusted bookkeeping tools.
Other key reasons to use Spendesk
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Expense reimbursements
Reimburse employee expenses seamlessly, without paperwork. Consolidate expense reimbursements alongside all other company spending.
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Virtual cards
Generate virtual cards for secure online spending. Trust your employees to pay online without compromising control.
Accounting automation
Integrate data via integration or custom export with key software like Xero, Datev, Netsuite, or Sage.
More secure company payments
Spendesk alerts you to fraud or suspicious transactions made online or in-store by company card. Every payment is tracked to the payer, effectively eliminating company credit card fraud.
Spendesk Mastercards® use chip and pin, and online payments require two-factor authentication to complete a purchase.
Spendesk spots duplicate transactions and reduces errors, saving you from headaches at the end of the month.
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Better spend decisions at your fingertips
Find the plan that is made for your business.
4.7/5Essentials
∞ users & approvers
For SMBs looking to streamline their spend management process, all in one place.
Unlimited virtual and physical cards
End to end invoice management
Expense tracking & reimbursement
Transactions: 100/month
Basic accounting integrations
Multi entity management: 3 (for a fee)
Essentials includes:
Scale
∞ users & approvers
For established and growing businesses needing more flexibility, automation & control.
Spend dashboards
Purchase order tracking
Automated & customizable bookkeeping
Assisted set-up with onboarding manager
Dedicated account team
Multi entity management: 5 (for a fee)
Multi-entity hub
Procurement (priced add-on)
Everything in "Essentials", plus:
Budgets and sub-budgets
HR and travel integrations
Premium
∞ users & approvers
For large companies with complex needs requiring all of Spendesk's capabilities and a customised service.
Enterprise accounting and HR integrations
Transactions: 500/month
Open API access
Everything in "Scale", plus:
AI based automation
Unlimited entity management
98% of customers say
switching to Spendesk is easy.
See why over 3,500 CFOs, controllers, accountants and finance admins rely on Spendesk.
The easiest expense software I have ever used!
Travis W. Lopes
Account Executive, 360Learning
Best customer support <3 Very smooth and user-friendly design. Spendesk was the perfect tool to make my team move faster.
Pauline Tordeur
CEO, Hivy
A great tool to monitor credit card expenses, collect receipts, and facilitate accounting!!
Anne-Caroline Coquidé
Head of Finance, Sezane
The customer support level is the best I've ever seen, and they're constantly adding new features and improving the existing ones.
Mark Lodge
Director of Business Planning, NextBigThing
I know in real-time where the money is spent, and I don’t have to lend out the company’s credit card anymore. What a relief!
Xavier Haffreingue
COO, Tinyclues
Spendesk is an ingenious way to manage travel costs and keep track of all my expenses. It really makes my life much easier.
Joseph Cochrane
Account Manager, AB Tasty
Spendesk is one of the tools that will allow us to scale. We can add people, new expenses, and expense volume, without adding anything to the back-office because it’s that far automated. And it still keeps us in control
Tom Libbrecht
VP Finance @Silverfin
Spendesk gave us a traceable workflow and validation system. I can find details about any specific purchase any time I need them, which is so important. I simply didn’t have this ability before.
Géraldine E Adjadj
Accounting Manager, Botify