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Smart, scalable purchasing cards

Spendesk’s tools help finance teams gain full visibility and control over company spending, and save huge amounts of time.

Trust your employees without compromising on control.

G2 -
2022 Best Software Awards winner in Finance & Accounting


3,500 finance teams love Spendesk

  • 4x Faster

    month-end close

  • 100% Visibility

    on all company spend

  • Unlimited Cards

    virtual and physical

  • > 95% Receipts

    captured on time

  • $0 Set-up Cost

    no hidden fees

Those processes that used to be manual are now fully automated, and take so much less time. And we’re spending 80% less human time in the finance team managing all these new transactions.

Connie ChaManaging Director @ LloydsDirect

Upgrade from inflexible, standard-issue company cards to easy-to-use, customisable purchasing cards

Upgrade from inflexible corporate credit with secure, customizable company cards. Set budgets and create rules around where and when to use them. Give every employee access to funds in a safe controlled environment. Easy to use, with no nasty surprises.

Easy subscription management and online payments with virtual credit cards

Create single-use cards for one-off purchases, or subscription cards for recurring spend. Every card has unique details and every payment is connected to the user, so you always know who owns each payment.

Easily collect and reconcile receipts and track spend in real time

Spendesk cards show finance teams exactly what’s spent in real time, and let them make smart, timely decisions to optimize costs. And employees submit receipts automatically through the app, with more than 95% collected on time.

Gain more control by setting custom limits based on each employee's role and needs

Every team member needs access to company funds, but they also need clear rules. Spendesk lets you set limits for all employees, plus custom rules for specific cases.

Automate admin and save time by integrating Xero or QuickBooks

Our accounting integrations make effortless bookkeeping a reality: you can export all your spend data with a simple click, and keep your books up to date with a clear audit trail of key financial information.

3,500 finance teams love Spendesk.

98% of them said it was easy to switch. But don't take our word for it,
here's what they have to say....


The easiest expense software I have ever used!

Travis W. Lopes

Account Executive, 360Learning

Best customer support <3 Very smooth and user-friendly design. Spendesk was the perfect tool to make my team move faster.

Pauline Tordeur

CEO, Hivy

A great tool to monitor credit card expenses, collect receipts, and facilitate accounting!!

Anne-Caroline Coquidé

Head of Finance, Sezane

The customer support level is the best I've ever seen, and they're constantly adding new features and improving the existing ones.

Mark Lodge

Director of Business Planning, NextBigThing

I know in real-time where the money is spent, and I don’t have to lend out the company’s credit card anymore. What a relief!

Xavier Haffreingue

COO, Tinyclues

Spendesk is an ingenious way to manage travel costs and keep track of all my expenses. It really makes my life much easier.

Joseph Cochrane

Account Manager, AB Tasty

Spendesk is one of the tools that will allow us to scale. We can add people, new expenses, and expense volume, without adding anything to the back-office because it’s that far automated. And it still keeps us in control

Tom Libbrecht

VP Finance @Silverfin

Spendesk gave us a traceable workflow and validation system. I can find details about any specific purchase any time I need them, which is so important. I simply didn’t have this ability before.

Géraldine E Adjadj

Accounting Manager, Botify

Take back your time and get real control

Make the switch to smart business p-cards

Payments services are provided as part of the Spendesk product by Spendesk Financial Services, Okali and Transact Payments Malta Limited in the EEA, by Transact Payments Limited in the UK and by Sutton Bank in the US. Spendesk Financial Services is a French payment institution licensed by the ACPR under number 17518. Okali is a French e-money institution licensed by the ACPR under number 17448. Transact Payments Limited and Transact Payments Malta Limited are e-money institutions licensed respectively by the GFSC and the MFSA. Sutton Bank is an FDIC insured member institution. Visa debit cards are issued by Spendesk Financial Services in the EEA and by Sutton Bank in the US, pursuant to a license from Visa. Mastercard debit and prepaid cards are issued by Transact Payments Limited in the UK and by Transact Payments Malta Limited in the EEA, pursuant to a license from Mastercard International Incorporated.