Safe and trackable SMB company spending
Smart payments with virtual debit cards and digitalized receipt collection. Great 7-in-1 solution 100% tailored for SMB needs.
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TRUSTED BY THOUSANDS OF FINANCE TEAMS AND EMPLOYEES!
One place for all company spending
From approvals to accounting, Spendesk has you covered.
Approval and policies
Team budgets
Invoice payment
Expense tracking
Virtual & physical cards
Spending reports
Pre-accounting automation
Built to solve business teams' needs
Finance
Get full visibility over company spending
Marketing
Manage all subscriptions & marketing spend in one place
Sales
Ditch traditional expense reports for an easy, on-the-go solution
HR / Operations
Establish a spending process that works for the whole company
IT / Tech
Control all your subscriptions and focus on what matters
Office management
Access flexible, secure payment methods when needed
The 7-in-1 difference
4x
faster end-of-month closing
100%
visibility on all operational spend
£0
setup & no hidden fees
95%
receipt reconciliation in just 2 days
Unlimited
virtual cards, subscriptions & users
Discover more of Spendesk
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Spend control
Manage and control all company spending in one place. Track every pound, euro and dollar your company spends from purchase to ledger.
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Employee debit cards
Equip your teams with secured and customizable debit cards. Re-imagine the on-the-go spending experience with smart debit cards.
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Invoice management
Collect, track, and pay all supplier invoices. Approve invoices, allocate cost centers and due dates, and manage payments in a single place.
Integrate Spendesk with accounting tools
Send spend data quickly from Spendesk to any accounting tool or ERP you prefer. Use native integrations for Xero and DATEV, or export formatted data to Netsuite, QuickBooks, Sage, Microsoft Dynamics, and any other trusted bookkeeping tools.
Other key reasons to use Spendesk
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Expense reimbursements
Reimburse employee expenses seamlessly, without paperwork. Consolidate expense reimbursements alongside all other company spending.
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Virtual cards
Generate virtual cards for secure online spending. Trust your employees to pay online without compromising control.
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Accounting automation
Integrate data via integration or custom export with key software like Xero, Datev, Netsuite, or Sage.
More secure company payments
Spendesk alerts you to fraud or suspicious transactions made online or in-store by company card. Every payment is tracked to the payer, effectively eliminating company credit card fraud.
Spendesk Mastercards® use chip and pin, and online payments require two-factor authentication to complete a purchase.
Spendesk spots duplicate transactions and reduces errors, saving you from headaches at the end of the month.
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Better spend decisions at your fingertips
Find the plan that is made for your business.
Find the plan for your business
4.7/5Essentials
Scale
Premium
Essentials
∞ users & approvers
For SMBs looking to streamline their spend management process, all in one place.
Essentials includes:
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Unlimited virtual and physical cards
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End to end invoice management
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Expense tracking & reimbursement
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Transactions: 100/month
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Basic accounting integrations
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Multi entity management: 3 (for a fee)
Scale
∞ users & approvers
For established and growing businesses needing more flexibility, automation & control.
Everything in "Essentials", plus:
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Spend dashboards
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Purchase order tracking
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Automated & customizable bookkeeping
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Assisted set-up with onboarding manager
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Dedicated account manager
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Multi entity management: 5 (for a fee)
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Budgets and sub-budgets
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HR and travel integrations
Premium
∞ users & approvers
For large companies with complex needs requiring all of Spendesk's capabilities and a customised service.
Everything in "Scale", plus:
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Enterprise accounting integrations
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Transactions: 500/month
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Open API access
★
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AI based automation
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Unlimited entity management
Employee credit cards improve the entire spending process
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Aaron Townsend Financial Controller @ Habito
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Antony Tikhonov Business Development Manager @Seedrs
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Mandana Latifi CFO @Talent.io
Finance team
Every payment and receipt is tracked in real time. Finance always knows who's spending what, and account reconciliation is instant.
Managers
Spendesk helps our employees because they don’t need to come to finance with every question. They don’t need to email for approval, they don’t need to Slack me for approval - it’s done automatically. Which is perfect.
Leadership
Our operational teams, constantly need to buy small supplies for the apartments, and the capped plastic cards have made it very easy for them. They are much more autonomous and I can monitor and control their expenses in real time.