Alternative to Revolut - Smart Credit Cards for Online & In-Person Payments

The 7-in-1 difference

4x
faster end-of-month closing
100%
visibility on all operational spend
£0
setup & no hidden fees
95%
receipt reconciliation in just 2 days
Unlimited
virtual cards, subscriptions & users

Scalable spend management for all teams

Manage all expenses centrally and track every dollar, euro, and pound spent in real time.

Spendesk

Revolut

Secure online payments

Unlimited virtual cards

Pre-approval for employee payments

Centralized subscription management

Smart debit cards

Smart cards with built-in rules

Mobile app

ATM withdrawals

Manage travel expense

Additional meal expenses

Mileage

Invoice management

Digital invoice management

Preparatory accounting

Xero integration

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All in one tool

Spendesk is more than a current account. The tool combines smart payment methods with software for centralised invoice and expense management. Real-time reporting and direct exports to your accounting software are also fast and easy.

Approval and policies
Team budgets
Invoice payment
Expense tracking
Virtual & physical cards
Spending reports
Pre-accounting automation

Smart Visa debit cards on the move

Thanks to smart Spendesk cards with built-in policies, the finance team & managers ensure that budgets are adhered to. They can individually approve time slots, days of the week and spending categories for each employee. The function to withdraw money from the ATM can be activated and deactivated with one click.

Manage travel costs & expenses centrally

Spendesk reduces the administrative effort of business travel. Employees book their travel autonomously & securely with a virtual card, & managers approve payment requests with one click. On the road, travellers pay with a debit card without having to advance expenses. Mileage allowances and additional meal expenses can also be settled via Spendesk in no time at all.

A transparent purchasing process for all

Spendesk centralizes purchase orders, invoices, transactions and preparatory accounting in one solution and links requests to team budgets. This way, managers can check whether the expense fits into the budget or not before approving it, and there are no surprises at the end of the month.

Smooth exports to your accounting system

Thanks to native integrations and customizable exports, you can export payments and receipts from Spendesk directly into your existing systems, including Xero. This saves the finance team valuable time and your accounting is always up-to-date.

What our customers say

We’re no longer ‘the bad guys from finance’. We used to always be the people complaining, nagging about missing receipts or unnecessary payments. But now we're the heroes.