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Simplify your petty cash management

Replace cash transactions with Spendesk business expense cards. No more out-of-policy expense claims.

G2 -
2022 Best Software Awards winner in Finance & Accounting
Bank-level security -
FCA & PCI regulated


One solution for all business expenses

We've combined smart payment methods with even smarter software, to automate and manage all expenses in one place.

  • Approval and policies
  • Team budgets
  • Invoice payment
  • Expense tracking
  • Virtual & physical cards
  • Spending reports
  • Pre-accounting automation

Set a clear petty cash policy

Have set rules and when and how to spend petty cash? Company debit cards have these same rules applied. The difference is you can be sure that these rules are followed, as the smart cards won't let team members spend outside of them.

Log payments through the mobile app

Rather than recording petty cash transactions by hand, check every payment using the mobile app. Card payments are logged automatically and linked with your accounting software, but you can verify each payment in real time, and employees can take a photo of their receipt immediately, before it gets lost.

Create one process for all business expenses

Why have one system just for petty cash? Even a small amount of cash is company money and needs to be treated carefully. You're better to create simple steps that apply for all payments, no matter their size. Spend management software and smart employee cards ensure every payment is easy and fast, but also safe, secure, and accounted for on the balance sheet.


I need to be able to monitor expenses incurred. But before, I didn’t even have real-time visibility of cash flow in the company. With Spendesk, I control company spending while giving our teams complete autonomy. And I'm far more calm as a result. It's a real time- and money-saver!

Communications agency, London, United Kingdom

Smart expense management with clear ROI

  • 4x Faster

    month-end close

  • 100% Visibility

    on all company spend

  • Unlimited Cards

    virtual and physical

  • > 95% Receipts

    captured on time

  • $0 Set-up Cost

    no hidden fees

Want to know more?

Make the switch to smarter company spending today.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Spendesk prepaid and debit cards are issued by Transact Payments Limited and Transact Payment Malta Limited pursuant to license by Mastercard International Incorporated. Spendesk payment accounts are opened by Transact Payments Limited, Transact Payments Malta Limited and Okali. Transact Payments Limited and Transact Payment Malta Limited are licensed by the GFSC and the MFSA respectively as Electronic Money Institutions. Okali is a French Electronic Money Institution licensed by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) (17448).