Need an alternative to Payhawk?

Spendesk is the first complete spend management solution with an end-to-end process that gives finance teams full visibility and control over all corporate spend. This includes online payments, expenses, purchase orders, invoices and card payments. Spendesk replaces corporate cards, often shared by multiple employees, with secure Mastercard virtual and physical debit cards.

Spendesk software is primarily for startups, scaleups, and small and medium-sized businesses. It combines secure payment methods with digital invoice management, automated accounting and offers integrations with Xero and other accounting systems.

Spendesk debit cards are protected against fraud by Mastercard's "Zero Liability Protection." You can rest assured that this liability protection applies to your in-store purchases, online e-commerce or mobile device payments, and all ATM transactions. For more information, see the Secutiry section of the MasterCard website.

Spendesk is available for companies in the European Economic Area (including Germany, France, United Kingdom, Spain, Norway, Sweden, Denmark) and in the United States.

Users can create their wallets with currencies in Euro (€), US Dollar ($), Pound (£), Danish Krone (DKK), Norwegian Krone (NOK) and Swedish Krona (SEK).

Spendesk is headquartered in Paris and also has offices in Berlin, London and San Francisco.

Yes, the Spendesk app for Android & iOS can be downloaded free of charge from the Apple Store and Google Play. Employees can use the app to submit their expense receipts for reimbursement totally digitally. The app has a system for automated receipt capture: the information is read using OCR technology. Manual expense reports in Excel spreadsheets are no longer necessary.

Yes! You can reach our customer service by e-mail (hello@spendesk.com). There you can make an appointment to speak with one of our team members on the phone. Our staff in Berlin, Paris and London, and San Francisco will be happy to help you.