Company payment cards
Manage all employee spending from one central tool with Spendesk's company cards. Easily issue physical and virtual debit cards, set approval workflows, and manage spend controls.
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FINANZTEAMS VERTRAUEN SPENDESK
A single source of truth for all company spending
Centralised control
Get full control and visibility over all company spending. Set spending policies and approval workflows, automate reporting and accounting tasks and track every transaction in real time from a single source of truth.
Secure payments
Manage online spending securely with Spendesk virtual Mastercards and approval workflows. Issue physical Mastercards to travelling employees for use on the road and collect receipts with the Spendesk app.
Automated expense reports
Automated receipt & invoice follow-up for all employee payments. Save countless hours on payment reconciliation and stop wasting time on tedious manual tasks. Every payment is logged, and every receipt stored safely.
Easy invoice processing
Process and pay invoices alongside all your other expenses, where they belong. Employees simply upload invoices into the Spendesk platform to be approved by their manager and processed by finance..
We used to use shared credit cards. I honestly believe that I save days every month from not having to respond to queries about payments, spending, or who’s responsible for each cost. People can just look it up themselves.
Aaron Townsend
Financial Controller, Habito
How Spendesk company cards work
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Employee debit cards
Equip your teams with secured and customizable debit cards. Re-imagine the on-the-go spending experience with smart debit cards.
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Virtual cards
Generate virtual cards for secure online spending. Trust your employees to pay online without compromising control.
More secure company payments
Spendesk alerts you to fraud or suspicious transactions made online or in-store by company card. Every payment is tracked to the payer, effectively eliminating company credit card fraud.
Spendesk Mastercards® use chip and pin, and online payments require two-factor authentication to complete a purchase.
Spendesk spots duplicate transactions and reduces errors, saving you from headaches at the end of the month.
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Bessere Ausgabenentscheidungen auf Knopfdruck
Finden Sie das perfekte Angebot für Ihr Finanzteam.
4.7/5Essentials
∞ Nutzer:innen & genehmigende Personen
Für KMUs, die ihre Ausgabenprozesse zentralisiert in einer Lösung verwalten möchten.
Unbegrenzte virtuelle und physische Karten
Digitale Eingangsrechnungsverwaltung
Auslagen in Spendesk verfolgen und erstatten
Transaktionen: 100/Monat
Grundlegende Buchhaltungsintegrationen
Verwaltung von bis zu 3 Entitäten (kostenpflichtig)
Essentials beinhaltet :
Scale
∞ Nutzer:innen & genehmigende Personen
Für etablierte Unternehmen, die Flexibilität, Automatisierung und Kontrolle benötigen.
Dashboards für Ausgaben
Verwalten von Bestellungen (Purchase Orders)
Automatisierte & maßgeschneiderte Buchhaltung
Einrichtung des Kontos mit persönlichem Onboarding Manager
Einrichtung des Kontos mit persönlichem Onboarding-Team
Verwaltung von bis zu 5 Entitäten (kostenpflichtig)
Multi-Entity-Hub
Procurement (Kostenpflichtiges Zusatzmodul)
Alles aus "Essentials" plus:
Budgets und Unterbudgets
Integration von HR und Reiseverwaltung
Premium
∞ Nutzer:innen & genehmigende Personen
Für große Unternehmen, auf der Suche nach einem maßgeschneiderten Service.
Integrationen in die Unternehmensbuchhaltung und das Personalwesen
Transaktionen: 500/Monat
Offener API-Zugriff
Alles aus "Scale" plus:
AI-basierte Automatisierung
Unbegrenzte Verwaltung von Entitäten
FAQs
The most frequently asked questions and common misconceptions about Visa cards.
Visa cards are credit, debit, or prepaid cards, issued by Visa, that let users spend electronically rather than with cash. For businesses, Visa cards can offer protection and security while still letting employees spend freely.
Virtual visa cards only exist online, but carry the same information as a physical bank card: card number, expiration date, and CVV code. For this reason, they are used just like any physical Visa card, but specifically for online or digital purchases.
These can be in the form of virtual credit cards, virtual debit cards, and virtual prepaid cards. These are typically more secure than company credit cards, and businesses can create as many virtual cards as they need to pay for goods and services.
There are many providers of Visa company cards around the world. You will need to talk to one of these providers and create an account to get a Visa company card for your business.
We recommend talking to Spendesk, a provider of both virtual and physical Visa cards to eligible businesses. Spendesk cards have customizable limits per user or per team, making them safe and secure for companies of all sizes. Most importantly, they're designed specifically for modern companies.
Spendesk offers prepaid debit Visa cards for business users. Unlike credit cards, these only let employees spend money that has been approved and loaded onto each card. This makes them a safer option, as company owners can offer every employee a card with no fear of fraud or misuse.