Soldo
Spendesk vs Soldo
Cards and expenses aren't complete spend management
Get full invoice management and accounts payable in one platform. Spendesk delivers complete AP workflows, Gen AI automation, and unlimited users without per-user fees. Not incomplete spend tracking that stops at cards and expenses. Complete procurement-to-pay. Complete control. Complete platform.
4.7/5
4.8/5)
Loved by 5,000+ Finance Teams
4.7/5
Spendesk
Core spend management
Spend management solution: Invoices, Cards, Expenses & Budgets
100%
75%
Virtual cards: single, subscription & multi-use
100%
66%
Compliance controls on Receipt & Card: Spend limits, PBR, advanced card controls
100%
90%
Procurement and AP
Procurement: vendor & contract management
100%
100%
Accounts Payable: POs, delivery notes, invoices & credit notes
100%
0%
Automations and AI
Advanced document reading (Gen AI OCR)
100%
50%
Advanced bookkeeping automation: AI-led & custom-built rules
100%
0%
Multi-condition approval workflows
100%
100%
Platform and access
Unlimited access - users & transactions
100%
Pay per user
Dedicated multi-entity dashboard
100%
100%
Integrations and global capabilities
Public API
100%
100%
Integrations: Accounting, HR & Business communication
100%
66%
Global reach: International expense management & supplier payments
100%
100%
Information on this table is based on publicly available Spendesk and Moss product features as of November 2025.
WHAT OUR USERS SAY
I can't imagine functioning as a company without Spendesk. We couldn't ask for a better expense management system. We are benefiting from seamless expense reimbursement, purchases and purchase orders, budget tracking and the ability to pay in multiple currencies.
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Julie Rodrigues, Financial Director, Hallam
Control spend before it happens
100%
Visibility on all purchase requests, from submission to approval
80%
Less back and forth with automated workflows and approvals
50%
Faster procurement cycles from vendor onboarding to payment
Make a seamless transition
Switching spend management platforms shouldn't hold you back. We're here to make the move simple, fast, and painless.
Dedicated onboarding and implementation support
Your dedicated Onboarding Manager works with you to define your timeline and guides you through every step, from initial setup to go-live. Typical onboarding takes 1 to 3 weeks, depending on your requirements.
Multilingual, in-house support team
Get help from our multilingual, in-house experts via live chat and email. With a median response time of 5 minutes, instant support is always just a message away.
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Even more reasons you’ll love Spendesk
Don't just manage today's spend. Scale for tomorrow's growth, with a platform built for expanding businesses.
Complete invoice management
Process invoices, credit notes, and delivery notes in one platform. Full accounts payable workflows, not just cards and expenses.
Unlimited users and transactions
Scale your finance team without scaling your bill. No per-user fees, no transaction limits, no surprises as you grow.
Drive efficiency
Let Gen AI and advanced automation handle document reading, coding, and reconciliation. Smarter automation than basic OCR, at every step.
All card types you need
Single-use, subscription, and multi-use virtual cards for every spending scenario. Complete card flexibility, not limited options.
Reimburse travel
Reimburse employees directly through Spendesk, with full visibility and compliance built in.
Budget ownership
Give teams budgets they can own while finance oversees everything, with automatic tracking and intelligent guardrails that prevent overspend.
Get complete spend management, not just cards and expenses
Full invoice management, unlimited users, and Gen AI automation in one platform. Complete AP workflows without per-user fees or feature gaps.