Payhawk
Spendesk vs Payhawk
Why pay more as you grow?
Scale your finance team without scaling your bill. Spendesk offers unlimited users, unlimited transactions, and complete spend management from procurement to payment. No per-user fees. No transaction limits. No surprises.
4.7/5
4.8/5)
Over 5,000 finance teams choose Spendesk
Spendesk
Core spend management
Spend management solution: Invoices, Cards, Expenses & Budgets
100%
100%
Virtual cards: single, subscription & multi-use
100%
100%
Compliance controls on Receipt & Card: Spend limits, PBR, advanced card controls
100%
90%
Procurement and AP
Procurement: vendor & contract management
100%
0%
Accounts Payable: POs, delivery notes, invoices & credit notes
100%
100%
Automations and AI
Advanced document reading (Gen AI OCR)
100%
50%
Advanced bookkeeping automation: AI-led & custom-built rules
100%
50% AI only
Multi-condition approval workflows
100%
100%
Platform and access
Unlimited access - users & transactions
100%
Pay per user & transaction
Dedicated multi-entity dashboard
100%
100%
Public API
100%
100%
Integrations and global capabilities
Integrations: Accounting, HR & Business communication
100%
100%
Global reach: International expense management & supplier payments
100%
100%
Information on this table is based on publicly available Spendesk and Payhawk product features as of October 2025.
WHAT OUR USERS SAY
I can't imagine functioning as a company without Spendesk. We couldn't ask for a better expense management system. We are benefiting from seamless expense reimbursement, purchases and purchase orders, budget tracking and the ability to pay in multiple currencies.
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Julie Rodrigues, Financial Director, Hallam
Control spend before it happens
100%
Visibility on all purchase requests, from submission to approval
80%
Less back and forth with automated workflows and approvals
50%
Faster procurement cycles from vendor onboarding to payment
Make a seamless transition
Switching spend management platforms shouldn't hold you back. We're here to make the move simple, fast, and painless.
Dedicated onboarding and implementation support
Your dedicated Onboarding Manager works with you to define your timeline and guides you through every step, from initial setup to go-live. Typical onboarding takes 1 to 3 weeks, depending on your requirements.
Multilingual, in-house support team
Get help from our multilingual, in-house experts via live chat and email. With a median response time of 5 minutes, instant support is always just a message away.
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Even more reasons you’ll love Spendesk
Don't just manage spend. Control it completely, with a platform that scales with you, not your costs.
Complete spend visibility
See all current and upcoming spend across every entity and department as it happens.
Manage subscriptions
Pay securely with virtual cards and track all subscriptions in one dedicated hub, preventing wasteful spend.
Budget ownership
Budgets that teams can own and finance can oversee, with automatic tracking and guardrails.
Drive efficiency
Let Gen AI and advanced automation streamline operations at every step, from approval to reconciliation.
Office management
Capture regular and one-off purchases with smart controls that keep office spend within budget.
Reimburse travel
Reimburse employees directly through Spendesk, with full visibility and compliance built in.
Complete invoice management from procurement to payment
Get faster, more reliable accounts payable with full visibility, automation, and control built in.
Track every invoice
From submission to payment in one single source of truth.
Automation
Eliminate hours of manual processing with AI that reads, codes, and routes invoices automatically.
Control
Automated approvals and compliance checks at every stage, keeping spend within policy and budget.
4.7/54.8/5See how effortless spend control can be
Real-time tracking, automated alerts, and built-in controls that keep spending on budget without slowing teams down.