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Simplify your petty cash management

Replace cash transactions with Spendesk business expense cards. No more out-of-policy expense claims.

G2 -
2022 Best Software Awards winner in Finance & Accounting


One solution for all business expenses

We've combined smart payment methods with even smarter software, to automate and manage all expenses in one place.

  • Approval and policies
  • Team budgets
  • Invoice payment
  • Expense tracking
  • Virtual & physical cards
  • Spending reports
  • Pre-accounting automation

Set a clear petty cash policy

Have set rules and when and how to spend petty cash? Company debit cards have these same rules applied. The difference is you can be sure that these rules are followed, as the smart cards won't let team members spend outside of them.

Log payments through the mobile app

Rather than recording petty cash transactions by hand, check every payment using the mobile app. Card payments are logged automatically and linked with your accounting software, but you can verify each payment in real time, and employees can take a photo of their receipt immediately, before it gets lost.

Create one process for all business expenses

Why have one system just for petty cash? Even a small amount of cash is company money and needs to be treated carefully. You're better to create simple steps that apply for all payments, no matter their size. Spend management software and smart employee cards ensure every payment is easy and fast, but also safe, secure, and accounted for on the balance sheet.


I need to be able to monitor expenses incurred. But before, I didn’t even have real-time visibility of cash flow in the company. With Spendesk, I control company spending while giving our teams complete autonomy. And I'm far more calm as a result. It's a real time- and money-saver!

Communications agency, London, United Kingdom

Smart expense management with clear ROI

  • 4x

    faster end-of-month closing

  • 100%

    visibility on all operational spend

  • Unlimited

    virtual cards, subscriptions & users

  • 95%

    receipt reconciliation in just 2 days

  • £0

    setup & no hidden fees

Want to know more?

Make the switch to smarter company spending today.

Payments services are provided as part of the Spendesk product by Spendesk Financial Services, Okali and Transact Payments Malta Limited in the EEA, by Transact Payments Limited in the UK and by Sutton Bank in the US. Spendesk Financial Services is a French payment institution licensed by the ACPR under number 17518. Okali is a French e-money institution licensed by the ACPR under number 17448. Transact Payments Limited and Transact Payments Malta Limited are e-money institutions licensed respectively by the GFSC and the MFSA. Sutton Bank is an FDIC insured member institution. Visa debit cards are issued by Spendesk Financial Services in the EEA and by Sutton Bank in the US, pursuant to a license from Visa. Mastercard debit and prepaid cards are issued by Transact Payments Limited in the UK and by Transact Payments Malta Limited in the EEA, pursuant to a license from Mastercard International Incorporated.