Spend management that covers all three: budgets, expenses, and payments
CFOs juggle three separate problems: budget forecasting and control, employee expense reimbursement, and vendor payment approval. Spendesk handles all three in one system with one approval engine, one budget view, and one data source. No switching between tools. No data reconciliation loops.
Approval and policies
Budgets
Invoice payment
Expense management
Virtual & physical cards
Exports & pre‑accounting
One approval workflow for all spend types
Right now: Employee expenses go one route. Vendor invoices go another. Card transactions need a third approval path. Your team manages three different queues. Spendesk unifies them. Define approval rules by amount and category, and they apply to expenses, invoices, and card transactions automatically. Your CFO sees one dashboard. Your approvers see one queue. One source of truth for what's approved and what's pending.
Corporate cards that don't bypass your controls
Most companies issue corporate cards because they speed up spending. But then finance can't control what gets bought. Spendesk cards are different: they enforce the same approval rules and merchant restrictions as your expenses and invoices. Same limits apply. Same categorisation happens. Employees get the speed. You keep the control.
Vendor payments that connect back to budgets and approvals
Most AP systems treat invoices as a separate workflow from budgeting and expense management. You approve a budget. Teams incur expenses. Then invoices arrive and sit in AP purgatory until someone codes and approves them. Spendesk connects the dots: the original expense or purchase order is already in the system, already coded, already approved. The invoice matches to it automatically. One approval. One budget record. One payment.
Budget, forecast, and actual spend in one dashboard
Most spend management tools show you what's been spent. Few connect that to your budget forecast. Spendesk shows actual spend (invoices paid, expenses incurred), approved-but-not-yet-paid commitments (invoices pending, cards authorised), and remaining budget, all in the same view by team, cost centre, supplier, or project. You see what's committed before it's paid. You control forecast variance in real time, not at month-end.
Gestiona y paga las facturas fácilmente
Ahorra tiempo y evita cargos por demora en las facturas agilizando el proceso de tus cuentas por pagar desde la orden de compra hasta la transferencia bancaria.
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Deep integrations with your finance stack
Spendesk integrates natively with Xero, Sage, NetSuite, QuickBooks and more, syncing spend data with the same consistency you'd expect from natively built accounting features. But more importantly: spend controls happen in Spendesk, not in your accounting system. Your GL doesn't drive your approval rules. Your approval rules protect your GL. This keeps spend management flexible and accounting clean.
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El 98 % de los clientes dicen que pasarse a Spendesk es fácil.
Descubre por qué más de 4000 directores financieros, interventores, contables y administradores financieros confían en Spendesk.
El programa de gastos más sencillo que he utilizado nunca.

Travis W. Lopes
Account Executive, 360Learning
La mejor atención al cliente <3 Diseño muy fluido y fácil de usar. Spendesk fue la herramienta perfecta para que mi equipo avanzara más rápido.

Pauline Tordeur
CEO, Hivy
Una gran herramienta para controlar los gastos de las tarjetas de crédito, recopilar recibos y facilitar la contabilidad.

Anne-Caroline Coquidé
Head of Finance, Sezane
El nivel de atención al cliente es el mejor que he visto nunca, y añaden constantemente nuevas funciones y mejoran las existentes.

Mark Lodge
Director of Business Planning, NextBigThing
Sé en tiempo real dónde se gasta el dinero y ya no tengo que prestar la tarjeta de crédito de la empresa. ¡Qué alivio!

Xavier Haffreingue
COO, Tinyclues
Spendesk es una forma ingeniosa de gestionar los gastos de viaje y hacer un seguimiento de todos mis gastos. Me hace la vida mucho más fácil.

Joseph Cochrane
Account Manager, AB Tasty
Spendesk es una de las herramientas que nos permitirá escalar. Podemos añadir personas, nuevos gastos y volumen de gastos, sin añadir nada al back-office porque está muy automatizado. Y todavía nos mantiene en control

Tom Libbrecht
VP Finance @Silverfin
Spendesk nos proporcionó un flujo de trabajo y un sistema de validación rastreables. Puedo encontrar detalles sobre cualquier compra específica en cualquier momento que los necesite, lo cual es muy importante. Antes simplemente no tenía esta capacidad.

Géraldine E Adjadj
Accounting Manager, Botify
See how Spendesk compares
We'll show you how Spendesk handles budgets, expenses, and vendor payments in one system—and why that matters for control and forecast accuracy.
Smart expense management with clear ROI
4x
faster end-of-month closing
100%
visibility on all operational spend
Unlimited
virtual cards, subscriptions & users
95%
receipt reconciliation in just 2 days
£0
setup & no hidden fees
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