One system to approve, process and record every business payment
Payments happen across multiple channels: team cards, vendor invoices, one-off transfers. Right now they're scattered between approval email, your bank dashboard, and accounting files. Spendesk handles the entire payment workflow in one place: payment approval → payment execution → payment record.
Approval and policies
Budgets
Invoice payment
Expense management
Virtual & physical cards
Exports & pre‑accounting
Payment approvals that actually happen
Right now, approvals live in email. You don't know if Sarah saw it. You don't know if it's been approved or just discussed. Spendesk routes every payment request to the right approver automatically based on amount, supplier and category. Approved. Rejected. Escalated. All in one system. No more "did anyone sign off on this?"
Payment cards that work without manual approval
Team members need to pay suppliers. Normally you need manual approval for every payment. Spendesk cards come with pre-set limits and rules, so teams can pay without creating approval bottlenecks. The payment appears in real time with the person's name and what it was for. No mystery. No approval queue backlog.
Vendor invoices that don't stall payments
Invoices arrive. You match them to the original purchase order or expense. You approve them. You pay them. Each step should take minutes, not weeks. Spendesk links the invoice to the original transaction, auto-codes it, routes for approval, and then executes the payment. Vendors get paid on time. Finance has a complete record. Nothing falls through the cracks.
See every payment in flight
Payment execution and approval statuses update in real time. You see what's been paid, what's pending approval, what's scheduled to pay, and what's overdue. Filter by vendor, team, payment method or amount. Most finance teams spot payment issues before they become vendor relationship problems.
Gestiona y paga las facturas fácilmente
Ahorra tiempo y evita cargos por demora en las facturas agilizando el proceso de tus cuentas por pagar desde la orden de compra hasta la transferencia bancaria.
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Payment data that syncs with your accounts system
Every payment in Spendesk flows into Xero, Sage, NetSuite or QuickBooks with the vendor name, invoice number and cost code already correct. Your accounting team doesn't reconstruct payments from bank statements. Your CFO doesn't ask "why did we pay that vendor twice?" The data arrives complete and reconciled.
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El 98 % de los clientes dicen que pasarse a Spendesk es fácil.
Descubre por qué más de 4000 directores financieros, interventores, contables y administradores financieros confían en Spendesk.
El programa de gastos más sencillo que he utilizado nunca.

Travis W. Lopes
Account Executive, 360Learning
La mejor atención al cliente <3 Diseño muy fluido y fácil de usar. Spendesk fue la herramienta perfecta para que mi equipo avanzara más rápido.

Pauline Tordeur
CEO, Hivy
Una gran herramienta para controlar los gastos de las tarjetas de crédito, recopilar recibos y facilitar la contabilidad.

Anne-Caroline Coquidé
Head of Finance, Sezane
El nivel de atención al cliente es el mejor que he visto nunca, y añaden constantemente nuevas funciones y mejoran las existentes.

Mark Lodge
Director of Business Planning, NextBigThing
Sé en tiempo real dónde se gasta el dinero y ya no tengo que prestar la tarjeta de crédito de la empresa. ¡Qué alivio!

Xavier Haffreingue
COO, Tinyclues
Spendesk es una forma ingeniosa de gestionar los gastos de viaje y hacer un seguimiento de todos mis gastos. Me hace la vida mucho más fácil.

Joseph Cochrane
Account Manager, AB Tasty
Spendesk es una de las herramientas que nos permitirá escalar. Podemos añadir personas, nuevos gastos y volumen de gastos, sin añadir nada al back-office porque está muy automatizado. Y todavía nos mantiene en control

Tom Libbrecht
VP Finance @Silverfin
Spendesk nos proporcionó un flujo de trabajo y un sistema de validación rastreables. Puedo encontrar detalles sobre cualquier compra específica en cualquier momento que los necesite, lo cual es muy importante. Antes simplemente no tenía esta capacidad.

Géraldine E Adjadj
Accounting Manager, Botify
Control who pays what, without the approval chaos
Set payment rules once. Teams pay. Finance sees everything. No email chains, no approval bottlenecks, no mystery spend.
Smart expense management with clear ROI
4x
faster end-of-month closing
100%
visibility on all operational spend
Unlimited
virtual cards, subscriptions & users
95%
receipt reconciliation in just 2 days
£0
setup & no hidden fees
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